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repo reaper 

A car repossession agent on TikTok who tows people's cars while playing "Shake Sumn" by DaBaby. He is known to dance gleefully and do pushups mid-repo, often to the chagrin of the person who is delinquent on their payments. He has repoed cars from walmart, waffle house, people's houses, and even while someone was parked at a gas pump. It is advised that if you are late on your car payment and hear DaBaby playing, to simply accept your fate. The Repo Reaper has come to reap.
"Hey look, tell 'em Mr. Repo Reaper did it...I'm gone." -Repo Reaper
Words you can keep

repo reaper 

A repo reaper is someone who repos something. A repo usually means to tow a car because the car note was late.
My car was repo'd by repo reaper!
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