Nigger insurance is insurance against home burglaries, car break ins, assault, general property theft, etc... i.e.
"WTF! Somebody broke in to my car last night and took everything I had in there!"
"Man you better hope you have some Nigger Issurance!"
"Man you better hope you have some Nigger Issurance!"
by sendbobsandveganapics April 26, 2020