Nigger insurance is insurance against home burglaries, car break ins, assault, general property theft, etc... i.e.
"WTF! Somebody broke in to my car last night and took everything I had in there!"
"Man you better hope you have some Nigger Issurance!"
"Man you better hope you have some Nigger Issurance!"
by sendbobsandveganapics April 25, 2020
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