Simran: How was date with Alice last night?
Ronak: She cancelled a day prior; it smells of millennial plans
Jasmine: Yes, there is an undiagnosed pandemic of uncivil people
Simran: Are we studying tonight as planned?
Jasmine: Of course, bruh. I’ll not make millennial plans
Someone who drives a Caddy, but cannot make the payments. Someone who has a new Lexus but lives in a trailor park. Someone who wears fashionable labels, but cannot afford lunch. Someone who just got their paycheck and is spending it to impress rather than paying their bills.
Example: Wow, two thousand dollar rims on a four hundred dollar car, he must be a "ten cent millionaire"