Lottery, but at a larger, larger scale. In SE Eastern countries and India, there's something better than this bullshit and they're unified QR payment systems, central bank's interbank transfer system, and virtual accounts. This investment is more a lottery than a real investment
Probably born because of complex electronic payment rules in the West + probably greed. In Indonesia, you can transfer your money easily without private companies as middlemen like Paypal and the central bank acts as the middleman and it's cheap (only about $0,16 for small to moderate transactions and about $0,43 for RTGS / larger transactions). A Canadian Youtuber who makes Indonesian content, Sacha Stevenson, said that in Canada, you need to make an appointment, which is time-consuming, to transfer money to your family otherwise it's considered a suspicious transaction, while in Indonesia you don't
In the West, electronic payment methods are proprietary and there's no unified payment system (not referring to Indian's UPI, but in general)
Probably born because of complex electronic payment rules in the West + probably greed. In Indonesia, you can transfer your money easily without private companies as middlemen like Paypal and the central bank acts as the middleman and it's cheap (only about $0,16 for small to moderate transactions and about $0,43 for RTGS / larger transactions). A Canadian Youtuber who makes Indonesian content, Sacha Stevenson, said that in Canada, you need to make an appointment, which is time-consuming, to transfer money to your family otherwise it's considered a suspicious transaction, while in Indonesia you don't
In the West, electronic payment methods are proprietary and there's no unified payment system (not referring to Indian's UPI, but in general)
The payment QR code: BCA (An Indonesian Bank)
Me: *Opens Gojek and pay with this app cos QRIS is unified* (QRIS, pronounced Kris or colloquially Kyu-ris, is the name for Indonesian's unified payment QR standard)
The app: *proceed to payment screen and pay*
Me: "See, Indonesia and SE Asian countries have something better than cryptocurrency"
------
Me: *transfers money to my other account in another bank*
The banking app: *Choose BI-FAST (2.5K IDR) or BI-RTGS (6.5 K IDR)*
Me: "No need a private company middleman! Things like Paypal and Skrill are no use in Indonesia unless for overseas transactions"
Each payment method has different use cases and suits for different types of transactions. Non-bank payment methods (can be filled/topped-up with bank, ride-hailing apps drivers, and convenience store chains) and QR codes are suitable for daily transactions like buying snacks and groceries; bank transfers are for family, company, and individual people money transfers; virtual account is suitable for buying something priced higher than 10,000K IDR, must be on the same bank and it's automated. Both banks and non-banks are usually have the unified QR code payment method, and for Bank Jago, the QR payment is tied to GoPay (Gojek)
Me: *Opens Gojek and pay with this app cos QRIS is unified* (QRIS, pronounced Kris or colloquially Kyu-ris, is the name for Indonesian's unified payment QR standard)
The app: *proceed to payment screen and pay*
Me: "See, Indonesia and SE Asian countries have something better than cryptocurrency"
------
Me: *transfers money to my other account in another bank*
The banking app: *Choose BI-FAST (2.5K IDR) or BI-RTGS (6.5 K IDR)*
Me: "No need a private company middleman! Things like Paypal and Skrill are no use in Indonesia unless for overseas transactions"
Each payment method has different use cases and suits for different types of transactions. Non-bank payment methods (can be filled/topped-up with bank, ride-hailing apps drivers, and convenience store chains) and QR codes are suitable for daily transactions like buying snacks and groceries; bank transfers are for family, company, and individual people money transfers; virtual account is suitable for buying something priced higher than 10,000K IDR, must be on the same bank and it's automated. Both banks and non-banks are usually have the unified QR code payment method, and for Bank Jago, the QR payment is tied to GoPay (Gojek)
by PuniUwUCute February 11, 2023
Get the Cryptocurrency mug.An Indonesian term for something eaten with carbohydrate-rich foods. Has no equivalent to English and any translators translate this as "side dish" but this isn't accurate as it should be eaten together with something like rice, noodles/pastas, and bread, not separately. But this term is less commonly used to refer toppings or fillings of something like bread/flatbread and spring rolls
"I eat fried chicken and nuggets as my rice lauk"
"Mutton is a great lauk for flatbreads"
"Pepperoni is one of the mostly used lauks in pizzas"
"Half-cooked eggs are good for noodles lauk"
"Mutton is a great lauk for flatbreads"
"Pepperoni is one of the mostly used lauks in pizzas"
"Half-cooked eggs are good for noodles lauk"
by PuniUwUCute February 12, 2023
Get the Lauk mug.or kawaii signature. A Japanese term for signatures with cute elements on them, usually having complex analogies of letters and shapes (usually animals). Popular in VTubers (mostly Japanese-only) and Kpop communities, both fans and the music band members
Used colloquially in Japan (they use hanko in formal context), but sometimes used as formal signatures outside Japan
Used colloquially in Japan (they use hanko in formal context), but sometimes used as formal signatures outside Japan
There are some or a few people who makes kawaii sign commissions if you search for "kawaii sign" in Katakana letters and they all, the examples, looks catchy. I discovered it from a random VTuber/streamer in my Twitter recommended accounts and she did retweeted or tweet about who made her kawaii sign
by PuniUwUCute April 29, 2023
Get the kawaii sign mug.The P's are capitalized to tell that they're Cyrillic/Greek R's. An algospeak for "furry". Coincides with the word "puppy", making it sounds cute
Some subreddit removed my post for saying "furry" even though I'm not a furry (but I love the art) just because I want to express my annoyance about realistic humans but cartoony animals art styles that looks like TAWOG but the logic doesn't work like TAWOG. I checked whether I was shadowbanned or not on r/shadowban and I say "fuPPy" to prevent deletion from automoderators
by PuniUwUCute February 16, 2023
Get the fuPPy mug.When there's an obvious hidden gem shows up in front of a content creator, often off-topic, they neglected it, act like nothing happened, and never reviews about it. They may hide, delete, or ignore your comment if you ask for it
When something is so interesting but nobody reviews about that, not even someone with a good attention to details knows or wants to review about it
When something is so interesting but nobody reviews about that, not even someone with a good attention to details knows or wants to review about it
"I'd seen Dancing Bacon bought an ice cream or something on a vending machine in Taiwan (video uploaded around 2020) and there was a Sumikko Gurashi machine (may contain gacha eggs or random toys) next to the machine they used and it looks so catchy, but sadly, they won't try that machine, although their topic is mostly about foods, sometimes inside vending machines, and rarely about household gadgets. Such a neglected gem and nobody have uploaded a video about it, and there's no search results for that thing"
"Sega produces toy laptops that none like other toy laptops, which are lame and just like toy phones that only makes sounds and having a mock-up screen. Available in Sumikko Gurashi (San-X license) and Dinosaur version. Their toy laptops runs an OS that boot fast like old gaming consoles, capable of using keyboard and mouse, and has tens of games. Unfortunately, these are neglected gems since no tech reviewers have reviewed these laptops and analyze the components. I cannot express my amazement fully since most or all the videos about it are comments disabled"
"Sega produces toy laptops that none like other toy laptops, which are lame and just like toy phones that only makes sounds and having a mock-up screen. Available in Sumikko Gurashi (San-X license) and Dinosaur version. Their toy laptops runs an OS that boot fast like old gaming consoles, capable of using keyboard and mouse, and has tens of games. Unfortunately, these are neglected gems since no tech reviewers have reviewed these laptops and analyze the components. I cannot express my amazement fully since most or all the videos about it are comments disabled"
by PuniUwUCute April 24, 2023
Get the neglected gem mug.