refers to an
individual who is financially constrained
to the point where, when they visit a pawnshop to purchase items, they must opt for a layaway plan, allowing them to pay for the items in installments, reflecting their limited budget and financial
circumstances.
Josh: Hey Rocko, have you noticed how Drew has been acting lately?
Rocko: Yeah, he's been a bit strange.
What's up?
Josh: Well,
I hate to say it, but I think Drew's turning into a "lay-away at the pawnshop ass nigga."
Rocko: Really? How do you figure?
Josh: Last week, he told me he had to put a
microwave on layaway at the pawnshop just to afford it.
Rocko: Man he is always broke!