Commonly misused because of the lack of knowledge. You mostly hear it as an insult for young women said by women and or men based on the limitedknowledge they have on the female's sex life. (which by the way is nobody's business except that young lady's and whoever it includes But it is actually "Ho" and not "Hoe". But ho is just a shortened form of the word whore, which is a woman who sells herself to people for a profit, which is illegal. It is NOT somebody who has a healthy sex life.
Girl: "i HEARD jessica had sex with jon, omari, and quan."
Friend: "maaaan she a hoe!"
A girl who sends nudes and to anyone and will do anything to get with any guy at any given time. A hoe might dress a certain way to get attention from a guy (see though leggings, thongs).