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Mom and Dad 

The last people you want to see having sex together
"Mom and dad are such assholes, they won't even let me have a sleepover at Chris's house

Mom and dad 

Mom and dad by Airforce1 February 11, 2022

mom and dad's bank 

place where your mom and dad go to FUCK when they tell you that they are going to cash the paycheck
Dad:we'll go to mom and dad's bank ok son!!!
Kid:ok
Dad:(whispering to mom)you got the condoms ready??
Mom:hell yeah!!!
mom and dad's bank by real balla December 14, 2008

Mom and Dad Maybe 

Basically means no, or unlikely to happen.

A mom and dad maybe (aka parental maybe) can be used by anyone for any reason, but is most often used by parents as an answer to a child's question.
EX Mom and Dad Maybe:

Child: Hey, Mom, I don't have any homework, can I spend the night at Jimmy's house?

Mom: Maybe, but it's a school night.
Mom and Dad Maybe by Dtone157 January 7, 2017

Ur Mom and Dad gay together 

This is the ultimate win whenever you are in a intellectual argument with another human being and you have already used “Ur mom gay” and he came back with “No u”.
You: but Ur Mom gay lol
College Professor: No u
You: Ur Mom and Dad gay together
College Professor: *Speechless*

Ur Mom and Dad Have a Healthy and Loving Relationship 

The ace in the hole comeback, one so powerful that not only does it tear apart friendships but also tears holes through space and time.
Billy: "Johnny, UR MOM GAY"
Johnny: "oh yeah well UR MOM AND DAD HAVE A HEALTHY AND LOVING RELATIONSHIP!
*Billy begins to cry as the the earth explodes like the death star*