The exceedingly rare state of having an overdrawn account at one's local spank bank. Such a tragedy can be caused by making constant withdrawals without the foresight to make any deposits. This state is usually temporary as the realization that one's account is overdrawn is immediate and there is abundant material ripe for deposit on the interwebs.
the place in your brain where you remember some of the best shits you've ever taken and recall them fondly. similar to the Spank Bank, but hopefully there's no crossover between these two in your brain.
"Brian?"
"Yes?"
"Ever taken an amazing poop that just was magical?"
"Let me dig into the Stank Bank - ahh yes, April 3rd of 1983, I dropped anchor for 30 straight minutes while I read The World According to Garp, and it was lovely."
"This is really inappropriate discussion for church, guys."