Where streetwise is wise about the streets. Housewise, is someone who is unwise about the streets, and is housetrained. Think like an indoor/outdoor cat.
"Yo fam, y'all hatin on me cause y'all ain't street wise like me. I'm streetwise, y'all just housewise"
Pajama casual is a term used when working from home and preparing for a video conference. All business above the waist and your pajama pants down below.