When a friend has run out of luck with a job,
relationship or just
life in general, they are floating along like toast on the water. Their situation, the toast, is now becoming soggy and tearing apart by
the waves. Now they are waiting to sink to the bottom and become fish bait. Their only hope is to be picked up by a sea gull to have the misery swiftly ended.
He is
toast on the water after losing his job.
She is
toast on the water now that he won't pay the
credit card bill.
If our team can't score, this game is toast on the water.