Screwing a girl on the beach, and you pull out, straddle her, and cum on her forehead. When she sits up, and the cum runs down her face, that’s a Monterey Melt.
Met this chick at a beachbar... I had no choice but to give her a Monterey Melt..
Nickname given to bales of marijuana thrown overboard or out of airplanes. Origin is reportedly from members of the US Coast Guard in the area of Southern Florida.