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Fools Gold Digger

When a girl dates or marries an underachieving and ugly guy who has accomplished little in life but she chooses him because his family has generational wealth.
Person 1: Did you hear Anna married Jessie the moocher?
Person 2: Oh yah, Jessie is dumb as a doorknob but his Dad has big money. She’s such a fools gold digger!

Fool's Gold Digger 

A girl who isn't pretty or sexy enough to be a gold digger, so she can only attract a splenda daddy, not a real sugar daddy to hook up with.
That fool's gold digger was like the clearance isle at WalMart, nobody with money wanted her goods.