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Credit Confidence™

Credit Confidence™ is a bold, intentional, and informed approach to learning, managing, and leveraging credit. It empowers individuals to use credit not just to borrow, but to build wealth, secure opportunities, and create generational advantage through strategic financial behavior and mindset.

Background: Credit confidence is a series of Books (3) written by Jamera Napier & Artimio Blackburn Sr for the sole purpose of changing the narrative on the way credit is leveraged. Credit literacy is not taught to 99% of the population before the age of 18. We want to change the narrative and the numbers. Our teachings, learned and applied, will increase wealth in families for generations. JamArt (Jamera R. Napier & Artimio Blackburn Sr.)
Credit Confidence™ will unlock not just credit access, but credit authority—positioning you to walk into any financial room with your head high, your terms clear, and your future leveraged for legacy.
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Niddywap codfish

A dumb or dim-witted individual.
Ay yo look at him, he stepped in the dog poop. What a niddywap codfish!
by Niddywapcodfish October 20, 2025
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Related Words

Iron Coffining

The act of putting your or other people's nail clippings inside a condom and using it during sex.
"Me and this girl decided to try out Iron Coffining but I didn't enjoy it."
by Nail clipping enjoyer 46 January 11, 2026
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Sell a coffin to a dead man

Very good at negotiating, smooth talker, above average persuasive skills. Coined by Candice on Big Brother 15
I don't really wanna by these girl scout cookies, but man, that girl could sell a coffin to a dead man!
by AugustG September 7, 2013
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Carrying a coffin

To know someone's or somethings death is/was caused by you.
I am carrying a coffin, and it will haunt me for the rest of my days...
by ImaginaryElephants August 21, 2016
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In the coffin

When someone is a metalhead but hasn't told anyone yet.
It's used similarly to In the closet, but it's more metal.

Newfound metalheads fear being ostracized by their friends and family for not adhering to what is commonly considered a "normal music taste". They can spend years in the coffin as a result.

Please help fight this horrible guilt they feel inside and preach for #metalacceptance
Prime Rib: "Good to see you, how are 'ya?"
Striploin: "Kinda something I want to talk to you about, actually."
Prime Rib: "Umm, sure.."
Striploin: "So lately I've been feeling a lot more confident as a person and I feel you should really know something about me that you probably didn't see coming."
Prime Rib: "You're scaring me, dude."
Striploin: "I think I'm a metalhead."
Prime Rib: "Wow. I can't say i'm not surprised. How long have you been in the coffin?
by A Crazie May 18, 2017
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walk of confidence

Boss, swag, Obama walk,
He came in here with a walk of confidence!
by Immytfine August 29, 2017
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