Someone who memorizes someone else's debit
card code to use it
irl or online without having the physical
card.
It can also be someone who secretly writes down the code on a note and keeps it.
- "How the f*ck did you
buy all this?!!"
- "I stole my
bf's debit
card, wrote down his code and pulled it back in his wallet." *winks*
- "OMFG you are such a memo money bitch!"