Winter garments such as jackets, baseball caps or pompom snow hats worn instead of overcoats, plain skull caps or deerstalker hats. So called because such winter gear is typically worn by gay guys or pansies.
Because gay guys or pansies are denied liability insurance, they may only wear homo winter gear, such as winter jackets, baseball caps or pompom snow hats. Such winter gear does not require liability insurance.
"I'm sorry, Tom, said his dad, "but because your mother and I are fostering a two-year-old, we cannot afford liability insurance for you. So you may only wear homo winter gear, your winter jacket and pompom snowhat or your baseball cap. You may look like a pansy, but that's the way it is." Tom was secretly gay anyway, so wearing homo winter gear really wouldn't hurt him.