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Fag is a derogatory term for a gay person. Or a term used for insults in general. And rats are commonly associated with dirty places. So when calling someone a "Fag rat" you are calling them a dirty/ gross "fag". Also used as an insult in general nkt specifically a dirty person
fag rat by Wrestler132 July 6, 2018
Related Words

City rat 

City Rat is a term for a person who are usually young teenagers who hang around the metropolitan area for no reason other than to cause trouble. They can be usually found on trains and alleyways. Also usually rocking their Nike TNS and Adidas shoulder bags. Often more than not, city rats will get defensibe when called a "city rat".
That Shelia, Sofia is a city rat just like her friend saba.
City rat by TinderGod September 28, 2018

Greasy rat

A large unkempt vagina. Smells like a dead rodent. Food for uncles
I CHOWED DOWN ON HER GREASY RAT AND MY BREATH STANK FOR DAYS. HAD TO USE A TOOTHPICK
Greasy rat by Crap in packets August 28, 2019

Thicc Rat 

Aye, all you rats out there that are thicc HMU we will run the streets thicc together sis ;)
Person 1: Dang she thicc
Person 2: Oh shoot! ISSA RAT!
Person 1: A thicc rat ;)
Thicc Rat by I'm a thick rat November 14, 2019

Rusty Rat Penis 

THE RUSTY RAT PENIS WAS DIPPED IN VINEGAR!
Rusty Rat Penis by RATCHEF November 5, 2020

Root Rat 

A person who enjoys s3x (sometimes a little too often), commonly used in Aussie slang.
"Oh, well you're a little Root rat aren't ya?"
Root Rat by Penny.Sonya.Cox December 20, 2020