A fine dark lady who you would like to get with.
Comparable to a supermodel--hence "kate moss".
However, she does not have the negative traits that one might associate with Kate Moss herself--drugs, eating disorders, or musician boyfriends who go in and out of rehab.
Basically, a fine ass black girl.
Man: Babe I really hope it doesn't rain tonight.
Woman: Yeah, me too, my outfit will be ruined.
Man: Fingers CrossedFingerbang Kate Moss
Woman: Fingerb-who? What?
Man: Chill it's jus a sayin, for the cool kids.