Irritable Bowel Howl

A low pitched howling noise someone with IBS makes when they are feeling some kind of discomfort, often emotional. It can also be used to accentuate a sentence with little to no effect. The noise can be be best described as the sound that a dinosaur would make when hit by a train.

1: Zack: Joe, you're retarded.
Joe: HNNNNNGGGGGGGG

2: Mark: Man, I'm awesome at this HHNNNNGGGGG.
Jack: Nice Irritable Bowel Howl, there.

by srj1224 February 3, 2010

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Irreducible Complexity

This theory is a favorite of theists. It says that life is simply too complex to have developed via natural selection or random mutation. However...

- on July 11, 2002, scientists artificially re-created polio. Using only the DNA of the polio virus and a series of synthetic chemicals, they recreated the natural desire to reproduce, the ability to evolve, and all other mechanisms that make a virus, LIFE, work.

- the bacterial flagellum argument has also been disproven. Back in 1996, scientists found that the 10-part "Type 3 secretion mechanism" that pathogenic germs have is very similar in function to the bacterial flagellum, but does so with only 10 parts. Therefore, each supposedly "irreducible" mechanism is perfectly functional if you take away the RIGHT parts. It is still reducible.
- the Eye argument has also been disproven. All you need are some simple photo-receptive cells that just detect light. As the species ages, this mechanism becomes more and more useful as these traits develop into actual senses. Keep in mind that these mechanisms had countless opportunities to develop across countless species during the Cambrian Explosion 500 million years ago, and have been getting more and more complex over that amount of time.

Sorry for using science and fact, but keep in mind that if you make a claim, there's always someone willing to check your facts.

Complexity does NOT necessarily indicate design. Irreducible Complexity is BULLSHIT!

by kjun1_3 February 25, 2011

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[Irrevocable Life Insurance Trust] , [ILIT]

Used primarily for estate creation, estate preservation, and estate conservation. Basically, a irrevocable trust is drafted (meaning drafted, designed, and created by a licensed JD professional aka a lawyer and/or attorney) to hold a LARGE life insurance policy on the insured (usually a parent(s), or the spouses parent(s), and upon materialization of the death certificate, the ILIT receives the death benefit insurance proceeds tax free!!! Yes, that's right, tax free! Most the time insurance proceeds are tax free, but there's the exemption limit, so even if the death benefit is WELL OVER the current exemption limit, the entire thing is passed tax free to the trust. The trust itself then has beneficiaries who receive the proceeds in accordance with the trusts design and instructions.

Irrevocable Life Insurance Trust , ILIT --- Basically, a child (grown up in this example) decides he'd/she'd like to after college, get a good job, and use his/her income (or some of it) to purchase a LARGE life insurance policy on his/her parents, and place it in a Irrevocable Life Insurance Trust, ILIT. Then upon materialization of the death certificate, the child is then passed tax free TONS of dinero! Then the child can take it easy, retire, and live off of e.g investments of any kind, perhaps treasury inflation protected securities.

by Andrew G. Bernhardt October 18, 2008

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