One who has taken a series of property & casualty insurance courses at the end of which they don't know their ass from their elbow. Means "can't produce, can't underwrite"
Someone who uses a/their computer typically for accessing the internet esp. social media, video chat, typing up documents, and stuff that has to do with work (if the person is a student or a businessman), and just surfing the net in general. In other words, the complete opposite of a HPCU Hardcore Personal Computer User
"I know I'm highly likely to be coming off as lame, but I really don't use my computer for gaming...that shit's boring! What can I say...I'm a CPCU (Casual Personal Computer User).
Fogey/fogy /fougi/ sl. (early 18C+, orig. Scot) old-fashioned, stuck-in-the mud.
Person with old fashioned ideas which he is unwilling to change: Come to the disco and stop being such an old fogey!
You think me an old fogeyand an old tory, his thoughtful voice said. I saw three generations since O’Connel’s time. I remember the famine. Do you know that the orange lodges agitated for repeal of the union twenty years before O’Connel did or before the prelates of your communion denounced him as a demagogue? You fenians forget some things. (James Joyce, Ulysses. PenguinBooks,1992. p. 38)