A digital bank by UOB that is mainly for young generations (and so other digital banks) and available in some SE Asian countries. For some reason, the Singaporean version is bland, has no cartoony world (called "City of TMRW"), and no gamification
Talking about digital banks, probably they're meant to fund banks for their credit business due to how banks work (bank uses deposited money to credit people who need it and get income from the interest in return)
TMRW is a digital bank by UOB that offers gamification and rewards if you reach certain targets
Like other digital banks (in Indonesia, not sure in other countries), they offer a moderate APY
when you're holding up your phone and making faces at it, as though you are taking a selfie, but you're really taking a picture of the person across from you or the wall or anything else that seems interesting but you don't want to be caught dead taking a picture of.
This action is often made more convincing by wiggling the eyebrows or opening the mouth, to pretend you're trying to get a Snapchat filter to work.
FRIEND A: "Did you just take a stealthie of me?"
FRIEND B (turning phone around): "no I was just using snapchat's new filter, see?"