To give someone a Croaky Jim, one must place their own excrement, ejaculate, urine, and blood into a blender or food processor to create a wonderful concoction. The result of drinking this concoction is a unique, croaky voice due to the coagulation of all the bodily fluids lubricating one's vocal chords.
Person 1 "I gave her the Croaky Jim last night"
Person 2 "What the fuck is wrong with you"
Person 1 "A lot, help me please"
He called into work with a croaky voice, saying he was ill.
I'm feeling much better now but I'm still croaky.
More examples
You sound quite croaky, have you got a sore throat?
It didn't sound like her voice, it sounded harsh and croaky.
He spoke in a croaky whisper.
She opened her mouth like she wanted to scream, but all that came out was a croaky “Water…”
Term used at auto dealerships to describe supplemental life insurance that is sold during the part of the sale where the financing is arranged. This type of insurance would pay off your loan if you die, it is a source of "back end" profit" for the dealer.
"That customer was a total lay-down; he bought Slip & Trip (a similar disability insurance), Choke & Croak and Rust & Dust (paint protection)