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Someone who is of simple mind and average looks yet is blessed with good fortune by being in the right place at the right time, or dumb luck. Kind of like Forest Gump.
"Dude, did you see Frank's new car?"
"Yeah man, he inherited a mad amount of money from his aunt, who always felt sorry for him cuz he is kinda stupid"

"Dude, did you see that smokin hot chick with Frank?"
"Yes, but don't tell his wife."
"Man, Frank is soooo Cloyd!
by germanjohnson September 22, 2011
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