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Ur mom is a basic comeback to an insult, or practically anything that someone says.
PRACTICALLY ANYTHING SOMEONE SAYS

Jonathan: Yo, Lexi. What’d you have for dinner last night

Lexi:I had ur mom last night.

INSULT COMEBACK.

Tyler: You’re fat

Derek: Ur mom fat
Is used as a shitty comeback
‘You’re so gay!’
‘No “Ur dad”’
Ur Dad by UrDaddysMom May 29, 2019
ur mom by whore lol June 12, 2019

ur mom gay 

usually used by straight middle school white boys. the ones who wear bright neon clothes and high ass nike socks.
bob: you’re so stupid
alex: ur mom gay
ur mom gay by lucieeeeeeeeee June 17, 2019
jerry:“hey jerry! You’re gay”

You:”ur mom is gay”
ur mom by yaboiskinnyboobity June 27, 2019