A woman's vagina and clitoris, can be changed to:
crusty loaf: a dry vagina,
White loaf: A white woman's vagina,
wholemeal loaf: A black woman's vagina
an incredibly dull person, can also
mean pathetic, loony, out of fashion,
silly, outrageously weird...derives
from the word 'penny loafers' which
are cruddy old people shoes that your
grandparents picked up a pair from the
drugstore.