Best Buy aka USBC: A company that uses deceptive practices and abusive rates, fees and other mechanisms to maximize the amount they can get from an unwary or desperate customer. Usually corporations, they may include credit card companies, banks, payday loan companies. Such credit cards use any legal excuse or loophole to raise it rates (often above 33%) without notifying the customer regardless of whether of not the customer has been a model customer. See pond scum.