A napkin made from paper towels or sheets of toilet paper placed between your ass cheeks over your butt hole to decrease the chances of getting shit in your underwear.
I took a crap at work and couldn't wipe my ass very good so I placed an ass napkin inside the back of my underwear over my butt until I could get home later and wipe and clean properly.
A term usually used to describe a manager of a lending institution who looks like a white monkey, smiles with a grill that looks like it's been pounded in by a bag of melted nickles, and is dumber than a brain dead retard. Can be used interchangeably with the term "ass clown"