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A nice personality is a euphemism women use when speaking about rich men to act as though they are not shallow gold diggers.
Two people are sitting at a table at a bar and a guy in scrubs comes in. The first mentions that the new guy is a surgeon and the other says "wow, he must have a nice personality."

It is used derisively to refer to obvious gold diggers as saying that the guy they are with "has a nice personality"
by chez guevara June 14, 2009
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