A person (male or female) who endeavours to move credit card balances around from one card to another (so-called Balance Transfers) calculating the cost to transfer so as to minimse interest payments. Rate Tarts will 'drop their knickers' to do this means that they will move the balance continually from one card to another, and have no loyality to any one card or company, ie they'll drop their knickers for anyone!
Eg: a rate tart will look and see that Credit Card Company ABC offers a 0% Interest rate for 18 months, with a 2.99% fee to transfer, as opposed to Credit Card Company XYZ who offer 12 months interest free and a 3.00% transfer fee, they will choose ABC.
by mogo_morgs September 8, 2010
Get the rate tart mug.Ramblings that occur when one is extremely horny due to being away from smexy significant others for a long time.
Note: Factors such as the following may effect level of ramblings-
-Being located in another hemisphere than significant other
-Significant others willingness to tolerate to your ramblings
-Duration of seperation (Those seperated for more than 7 months should take saftey precautions before engaging in sex)
-Significant other is a curly headed fuck
Note: Factors such as the following may effect level of ramblings-
-Being located in another hemisphere than significant other
-Significant others willingness to tolerate to your ramblings
-Duration of seperation (Those seperated for more than 7 months should take saftey precautions before engaging in sex)
-Significant other is a curly headed fuck
Seeing pretty girl everyday on skype and not being with her gave me a case of the x-rated spontaneous ramblings.
by crazyboy18 September 27, 2011
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