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tard fam financial literacy

Idea that tard fam has zero financial literacy. It starts with York who blows his entire paycheck every week whether it's $1K on a PS5, $500 on a monitor, or $300 on a pair of shoes. He's always making a big ass purchase and gives no fucks about the price. Norman "Nick" has the belief that he has a baller mindset but in reality he has no financial literacy like the other tards in his fam. He's always trying to make an expensive ass purchase to put himself on top and he ain't checking the tag twice. Back in the day, Norman "Nick" used to get a stack of $20 bills before he'd go hang with his buds and that entire stack would be gone in a few days. Whether it's dropping an insane amount on weed or buying useless ass shit, Norman "Nick" is always making a "baller purchase" in his mind. You could say that he lives by this Ariana Grande lyric: "I want it, I got it." Mike Carlson thinks he's a millionaire with his minimum wage ass job and his bum shoe flipping business. He buys 3 expensive shoes at once to resell them but his shoe business is doodoo so he can only flip a pair like every 8 months and he genuinely has this belief that he's cashing out. If you're in a situation where you have a briefcase of money and need to hide it, don't give it to a tard fam member because they'll open it and blow it all within a week and not give a damn. All of these dudes think they're all about money but in reality none of these niggas actually know what to do with money.
*Prime example of tard fam financial literacy*
Shea: Yo, you want to buy this box mod from me?
Norman "Nick":Uh yea, how much?
Shea: $60 for the box mod and I'll throw in the vape juice bottle for another $40
Norman "Nick": So $100, okay I'll do that
*Shea actually sold Norman "Nick" a broken box mod and within a week after the sale the box mod was completely fucked up*
by TurnM3Up December 21, 2020
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cig tarded

the light headed feelng you get after power dragging an entire cig
yo man i got mad cig tarded last night cuz i didnt have any more weed
by barbieclit June 9, 2011
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Clit-tard

The Caitlin clit-tard forced her man to have sex without a condom.
by Banana Hammie October 26, 2019
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tard fam IQ

Tard fam's stupidity is reflected by their very low IQs. On a good day, tard fam's collective IQ may be between 5 and 7 but most of the time their collective IQ ranges from -5 to -2. Throughout the day, their actions may indicate that their IQ is actually falling which would not be a surprise to anyone. All of the members of tard fam are also now avid users of weed which could explain a lot about why some of the members struggle to function normally from day to day. Tard fam is just a shit stain on the population of Earth and the general average IQ of the population falls by 10 points due to the members of the fam weighing it down.
York and Mike Carlson most likely have IQs of -10 but due to Norman "Nick" having an IQ of 7, the collective tard fam IQ is mostly likely around -2.
by TurnM3Up December 15, 2020
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SOUR TARD

by SHANNON MOTOWAKAN September 22, 2011
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Tard Fuck

When the person is so retarded, that they can not even be defined as a "Fuck Tard"
Parjeet: Did you see Ali mess up?
Zamir: Yup, because he's a tard fuck.
by pooperscooper1221 August 25, 2018
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tard brain

A brain that belongs to a tard. A tard brain rarely functions and on the occasion that it does function, it's gonna make a blunder. All members of tard fam have this type of brain and the tard brain was most likely first discovered in their family too. Norman "Nick" is the oldest one out of the bunch so you can bet that he was the first one with it but then it spread to York and Mike Carlson among others. For some unknown reason, it seems like York got the runt of the litter here because his brain is wayyy worse than the other two.
*York at Noah's house for dinner and Noah's mom made enchiladas*
Noah's mom: Hey York, how are the enchiladas, are they just like your mom makes them?
York: Yea, my parents are good but they've been busy with the motel and stuff like that
Noah's mom probably wondering: What the hell is this nigga on?
Noah wondering: I knew this dude was retarded but I didn't know his tard brain was this stupid.
by TurnM3Up December 31, 2020
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