The people who are below average inteligence you may have noticed working, but are actually too dumb to be employed. The company has hired this person not because they need their services but because of the incentives they get from the government. Despite this being beneficial to the employer it is often frustrating to the tards fellow employees because they have to pick up their slack.
A retarded person making stupid ass investments in the stock market. Like pumptards, they make false & exagerated statements but they are such dumb fucks no one listens to them. Most will eventually be homeless and have no friends because they have lost all of their money by making stupid investments. Some try to sell sex but get no customers.