SeaPilot's definitions

mouse house

This is a second rate lending institution like Household Finance or the Lending Tree. They approve people with sub level credit rating and charge very high interest rates. Many companies use these lenders to provide down payments for homes, cars or anything on terms when the customer has no cash. They approve the purchaser's loan the day of the main loan. This keeps them off the credit search so it will not affect their rating from the 3 credit reporting agencies.

"Bob needs 20% down on the loan to get approval so you will have to take him to the mouse house to get him "dipped".

" This guy wants the car but he is upside down on his trade and so we need to mouse house him to show equity for the loan."

by SeaPilot June 25, 2009

Rug's Royce

This a caucasian's term for a black or African American's car. Specifically, the mentioned car was an early '60 or 70's VW bug retro fitted with a fiberglass Rolls Royce trunk lid displaying a replica RR grill and badge. This conversion was very popular in black communities in the Baltimore Maryland metro area.

" Look at that Rolls Royce coming. No, it's a rug's royce."

by SeaPilot June 30, 2009

rug

Derogatory name, prejudice term used mostly by caucasian males towards African Americans. Derived because of the thick woolly wire consistency of their black hair in comparison to a household carpet or rug.

"I'm not eating in there. Too many rugs."

"The rugs will be all over your car if you park there"

"Don't go to that frat house because it's located in a rug's neighborhood."

by SeaPilot June 30, 2009

yob

English surf speak meaning jerk or asshole.

Eh, bro that was a real yob think to say.

That guy over there is a real yob.

by SeaPilot June 23, 2009