For example: The woman in front of you at the gas station/coffee shop/ family restaurant line wearing an outdated windbreaker, some grungy, saggy sweatpants, usually with an outdated hairstyle that is unkempt. Looks like she was probably doing some housecleaing, or perhaps painting her living room. Alas, this is her everyday attire. You speculate, that perhaps she is homeless, or at least low-income. Unfortunately, she's just lazy and doesn't care about her appearance.