Borrowed from football terminology, this is the protective posture assumed by any guy who thinks he is about to get hit in the nads. The dude quickly closes his legs and shields his crotch with both hands so that he doesn't get racked.
Someone who is addicted to obtaining money and building wealth. A money addict and fanatic. Breadheads often work more than one full-time job, and some even participate in illicit activities to "obtain the bread".