refers to an individual who is financially constrained to the point where, when they visit a pawnshop to purchase items, they must opt for a layaway plan, allowing them to pay for the items in installments, reflecting their limited budget and financial circumstances.
Josh: Hey Rocko, have you noticed how Drew has been acting lately?
Rocko: Yeah, he's been a bit strange. What's up?
Josh: Well, I hate to say it, but I think Drew's turning into a "lay-away at the pawnshop ass nigga."
Rocko: Really? How do you figure?
Josh: Last week, he told me he had to put a microwave on layaway at the pawnshop just to afford it.
Rocko: Man he is always broke!
Rocko: Yeah, he's been a bit strange. What's up?
Josh: Well, I hate to say it, but I think Drew's turning into a "lay-away at the pawnshop ass nigga."
Rocko: Really? How do you figure?
Josh: Last week, he told me he had to put a microwave on layaway at the pawnshop just to afford it.
Rocko: Man he is always broke!
by fckupthafun September 4, 2023
Get the Lay-Away At The PawnShop Ass Niggamug. by Gayyyy420 January 29, 2020
Get the Nigga whaaa?mug. 
by ShakaQ March 29, 2022
Get the Mud niggasmug.