A term used by people who lack basic, everyday intelligence or understand simple banking/financial terms.
Bank Member: I'd like to make a deposit to my checkings accounts.
Bank Teller: You mean you have more than one checking account?
Term used by individuals who either don't understand basic grammar or don't understand basic financial terms. They also fail to properly read the error message right in front front of their faces.
Patron: Yo' that ATM machine is telling me I got some insignificant funds.