Capinol's definitions
The act of spending a minuscule amount of money (usually 1 cent or 1 crown) specifically to trigger a disproportionately large financial fee or administrative headache for the recipient, without gaining anything, just for the laughs.
There are multiple methods of pennymaxxing, here is one of them:
1. Find a target with a "Transparent Account" or a business bank (like Revolut Business) that charges a flat fee for incoming transfers.
2. Send them $0.01 (or 1 CZK).
3. The bank charges the target $5.00 (or 100 CZK) to process that penny.
4. Repeat 1,000 times until the target is bankrupted by "donations."
There are multiple methods of pennymaxxing, here is one of them:
1. Find a target with a "Transparent Account" or a business bank (like Revolut Business) that charges a flat fee for incoming transfers.
2. Send them $0.01 (or 1 CZK).
3. The bank charges the target $5.00 (or 100 CZK) to process that penny.
4. Repeat 1,000 times until the target is bankrupted by "donations."
That disinformer from Prague 9 opened a Revolut account for donations, so the internet started pennymaxxing him. He got 5 crowns in total but ended up owing the bank 5,000 in fees. Absolute poormaxxing legend.
by Capinol March 5, 2026
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