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1) engaging in sexual intercourse while swimming
2) swimming nude either with a large group or one other person, who usually is a hookup or love interest
3) swimming using underwear as a substitute for swimsuits, usually done with friends
1) "I totally got laid with that chick skinny dipping last night"
2) "Hey babe why don't we spice it up and go skinny dipping tonight?"
3) Joe: "Hey I really want to go swimming right now but I didn't bring my trunks "
Jane: "Me too, but I don't have my bikini either"
Joe: "How about skinny dipping then?"
Jane: "Good thinking!"
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