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my house is on fire 

My neighbor’s house is on fire 

We’ve gotta go, my neighbor’s house is on fire.

Blowing out the candle, when your house is on fire 

Focusing on a less relevant or less important task when something major needs to be done.

Delaying the inevitable
Sarah: "Isn't you final year project due in for tomorrow?"
Robert:....yeah
Sarah" Then why aren't you working on it?"
Robert: "I'm checking UrbanDictionary..for a laugh"
Sarah:" You have to stop blowing out the candle, when your house is on fire dude"
Robert: "What does that mean?"
Sarah: "Check it on Urban Dictionary"
INSERT VICIOUS CYCLE

My House is on Fire 

An innuendo suggesting a sudden salacious arousal.
Example 1 "Hey Marie-Ann, did you see Todd today, he's so hot that my house is on fire!!!"

horse fire 

It's not what you think, but exactly what you expect.

Expecting an outcome but being surprised on how it comes to be.
Morty: Aww geez Rick, what are we gonna do?

Rick: I don't know Morty, I mean this entire situation is a horse fire.

Morty: A what?

Rick: It's a horse fire morty, I mean I expected these Mongoloid Raptors to try and kill us, but I didn't think they'd use sardonic malorganite to try and do it. This is bad Morty. Real bad.

Morty: I still don't understand where the horse comes in?

Rick: Priorities Morty! Space raptors are trying to kill us with one of the universe's deadliest weapons and you're still hung up on grandpa's vocabulary!

Morty: Yea but..

Rick: But nothing Morty!! It's a real phrase!! You can look it up on Urban Dictionary if we make it out of this horse fire of a situation!!