Extremely luxurious mobile phone (called a "communication instrument"). Made by a special division of Nokia, it is made of various precious metals, and hand-wrapped in leather.

the thing that you don’t have when you’re phones percentage is over 20

Utter nonsense.

A golden cell phone. What crap! My plastic Kyocera looks better than that for cheap. Go buy a Blackberry instead.

Vertu is a subsidiary of Nokia that specializes in tough, luxury phones. Vertu phones are polar opposites to their mass market counterparts.

Vertu phones don't come laden with the latest features and gimmicks, in fact, they are positively antiquated when compared to a cheap 3G phone.

What Vertu concentrates on instead is building a quality instrument that lasts decades.