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We ain't rich! This is why we can't have nice things.

Phrase used to get an annoying person to quit bothering you. If it doesn't work the first time, say it louder and louder until they stop bothering you.
Annoying stepbrother: Lemme play SSBB with you!
Me: Go away kid. I hate you.
Stepbrother: No! I wanna play it!
Me: We ain't rich! This is why we can't have nice things.

This is why we can’t have nice things 

A phrase used when things go well but something ruins it
“You smacked your brother with your new toy, this is why we can’t have nice things