Top definition
A person below a 7 who you make a connection with early in the night who you know for sure is into you. If you don't end up with anything better at the end of the night you fall back on your insurance policy. Never get caught referring to somebody as an insurance policy.
I'm just going to take the insurance policy.
by Urinestain May 31, 2017
Get the mug
Get a insurance policy mug for your friend Bob.