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Coined by comedian Bill Burr and his girlfriend Nia Hill (aka the "Lovely Nia") and shared with his legions of fans via the Monday Morning Podcast.

Refers to something that should be good but ends up being bad. Originated when Bill was about to give Nia a back massage (good) but didn't rub his hands to warm up the lotion which resulted in Nia getting shocked by the sensation his cold freckle-marked hands on her warm skin (bad). Should be said like an African American pimp stereotype from the 1970s.
Person one - "I got a raise a few weeks ago and finally got my pay check. Turns out I was bumped into a higher tax bracket and I now net less than before."

Person two - "Shiiiiiiit bro, that be some cold lotion!"

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Person one - "I finally got a date with Margret. Afterwards we went back to my place to fuck but when I took off her shirt she had the worst banana tits ever. I couldn't get it up."

Person two - "Ooooooo that is some cold lotion son!"
by HabsRule June 09, 2013
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Cold lotion refers to the lotion you put in the fridge to keep it cold so when you put it on your penis it soothes the burning from dry masturbation.
Barb told me that you should keep your lotion cold because it makes your skin smoother and stuff so i just made cold lotion and it feels amazing
by Trainer_Yarn July 31, 2016
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