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Midriff Crisis 

Any middle aged women who dresses inappropriately and/or sports a belly ring. She may also have a relatively new tramp stamp which can be seen because she dresses like she's twenty-something instead of 40 (or over). She is almost always a divorcee and thinks of herself as a cougar.
Barb: "I was at the mall yesterday and saw Karen shopping at Urban Outfitters. What the hell is she thinking?"

Jessica: "No big surprise. She got her belly pierced last month and is entertaining a tramp stamp. Maybe we should stage a Midriff Crisis intervention."