The female version of the midlife crisis. Often times it involves a tummy tuck and/or any other plastic surgery procedure to make her look younger.

the thing that you don’t have when you’re phones percentage is over 20

Any middle aged women who dresses inappropriately and/or sports a belly ring. She may also have a relatively new tramp stamp which can be seen because she dresses like she's twenty-something instead of 40 (or over). She is almost always a divorcee and thinks of herself as a cougar.