kammer

a person or family that loses at life, a game or contest.
makes stupid decisions regarding purchases and has no sense of financial wherewithal
to be completely void of any rational thinking

to have an insane lifestyle

guy 1 "hey did you just buy the car you have leased for the last 5 years"
guy 2 "yeah I did"
guy 1 "wow! your going to be paying $500.00 a month for another 5 years!?"
guy 2 "yup!"
guy 1 "your such a Kammer!"
guy 2 "yeah I know"