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Mortgage 

A legally binding contract that allows a financial institution to rape you every month for the next 20-30 years. In return, you get the privilege of maintaining a dwelling out of your own pocket without actually owning it.
1. So what'll it be this month Honey, pay the mortgage or get the driveway fixed?

2. I used to have disposable income. Now I have a mortgage instead.
Mortgage by HighwayRobber November 17, 2015

mega mortgage mug 

(n) - a dual income (or more) h/hold who participates in propping up the Australian housing bubble by buying houses by taking out an excessively large housing loan. The resulting interest payments leave them to lead a life of poverty, but hey atleast they have a roof over their heads.
$600,000 to purchase a median property in Melbourne now, you'd have to be a mega mortgage mug to even consider buying at these prices.
mega mortgage mug by AusHousingCrash September 25, 2010

golden mortgage 

1. A golden mortgage occurs when a bank or mortgage company allows the homeowner to sell their property for an amount that is lower than what is owed on the loan, then micturates on the newly dispossessed homeowner.

2. Rejected title revision for a song by a New York City rock band that takes its name from audio compressor settings.

3. A charge widely believed to be included in a sealed indictment against the R&B singer/songwriter R. Kelly.
With his credit in Jeopardy, Archibald reluctantly donned a slicker and accepted a golden mortgage.

The songwriter was shrewdly advised that, whatever he did, he must not change the name of his song to "Golden Mortgage."

Requesting a golden mortgage, the accused allegedly genuflected and looked into the eyes of his stylist's niece with pity and longing.
golden mortgage by A Tabak April 17, 2008

mortgage 

Middle class slavery.

Investment bankers buy your home loans and manage you like cattle to make even more undeserved money. For some reason people are satisfied with the illusion that they own a small plot of land with a small box on it. Sure you can make a profit if you know how to flip real estate, but good luck paying your sub-prime mortgage with the job you just loss thanks to this fucked up economy.


Millions felt entitled to live in gaudy McMansions they couldn't afford for the life they though they were entitled to. Bankers took advantage of these people, thus the sub-prime mortgage crisis.
mortgage by captainao February 20, 2009

Mortgage 

That weight around your neck that will never be alleviated until you (1) DIE or (2) eventually pay off by the time you are 107.
I would enjoy life but I have a mortgage.
Mortgage by Lord Meatclown July 31, 2003

ninja mortgage 

Usually to qualify for a mortgage, borrowers need income,a job or assets.

A ninja mortgage is a type of mortgage granted to people with none of the above, hence:

No
Income
No
Job or
Assets

Without income, a job or assets, it's hard to pay back a mortgage. Many ninja loans became subprime when peeps couldn't refinance their loans.

These peeps are now ninjah
Borrower: Gee, I'd like to buy a house, but I have no job or income... can you help me ?
Mortgage broker: With a ninja mortgage you don't need to prove you have income or a job, we don't even need a downpayment since the value of your house will always go up!
Borrower: Awesome!
ninja mortgage by ptr March 4, 2008
More from Urban Dictionary
NYC people who migrate north to Quahog, RI to see the leaves in the fall.
New York and everyone from there can fornicate themselves with an iron stick.
leafers by ss++ February 8, 2005
Word of the Day on September 27, 2026

Respectfully 

Precedes or follows either a gratuitously disrespectful or honest remark, originated in New York City. Used in similar fashion to "no offense" or "to be honest," interchangeably.
Ya mans is wild buns, respectfully. Respectfully he's washed.

After school, The Modells on Jamaica Ave was active. Respectfully.
Respectfully by john quan the first December 20, 2020
Word of the Day on September 26, 2026

You met me at a very Chinese time in my life

A moment in time where you feel distinctly Chinese over all other things.
Dante: "I wish I could be Nigerian, but I can't because I'm Chinese. You met me at a very Chinese time in my life."
Word of the Day on September 25, 2026
Adjective. Used to describe persons who have adjusted or altered their lifestyle for environmental reasons. Crunchy persons tend to be politically strongly left-leaning and may be additionally but not exclusively categorized as vegetarians, vegans, eco-tarians, conservationists, environmentalists, neo-hippies, tree huggers, nature enthusiasts, etc.

Also used to describe establishments where alternative foods and products are sold, i.e. natural food stores.

Modified derivative of granola.
"I need more crunchy guys in my life. I'm so tired of dating preppy metrosexual assholes."

"I'm heading out to the crunchy store to pick up some fair trade chocolate and tea tree oil, do you need anything?"
crunchy by EBC July 11, 2007
Word of the Day on September 24, 2026
A group of people, typically women, searching through someone’s digital footprint in order to find more information about that person.
Susie wasn’t sure if her new Hinge match was a creep, so she assembled Galantir and they found out he used to post slurs on gaming forums.
Galantir by Ge-sus September 22, 2026
Word of the Day on September 23, 2026

murderhobo 

In a tabletop game, a murderhobo is a player who murders NPCs indiscriminately. This is normally derogatory, referring to a player who totally ignores quests, dialog, backstory, trade, world building etc.

The term is most common with Dungeons and Dragons, but it can be applied to most RPGs where the player is allowed to kill most quest-giving NPCs and NPC traders. E.g. Elder Scrolls, Fallout, Divinity original sin.
DM: The sad little orphan girl tugs at Steve's trenchcoat to get his attention, and ask for help saving her pet dog from...
Steve: I'd like to roll a strength check against strangling the orphan.
Dave: I call dibs on the dog.
DM: You murderhobos disgust me.
murderhobo by Loup&S September 9, 2021
Word of the Day on September 22, 2026
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