Definitions by Matty M. G.

Matt's First Law 

Your car will be only be involved in an accident totaling it when all the following conditions are met:
1. You have a full tank a gas
2. You have recently had an oil change
3. You have 4 new tires

Some middle-age woman plowed into your car and totaled it. Matt's First Law applies.

Matt's First Law by Matty M. G. January 11, 2011