Bernard

Coming from the phrase "Gutted Bernard" - Bernard is the phrase uttered when something unfortunate happens to someone. When you would usually say "Gutted", simply say "Bernard" as it carries more resonance

Also acceptable - Gutted Bernard, GB, Beeeeeerrrrrrrnnnnnaaaaaaarrrrrrddddddd, Ecclestone (Bernie)

"I just lost £50 betting Liverpool would win the league"
"Bernard"

"That girl refused to give me her number"
"Bernard"