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An insult. Can mean either:
1. Turd oaf
2. Toe fungus
1. Wow, that ridiculous hoe is such a toaf. I can't believe homegurl would spread rumours because she be jellin'.

2. Something smells toaf-y in here, must be the doucher in the corner.
by Youcray August 19, 2013
A combination of "turd" and "oaf". When someone does something stupid or is a complete dick head, they are considered to be a toaf or toafy
Aweh dude you crashed the car, you're such a toaf.

You're such an idiot, stop being toafy
by baaaaaatman August 19, 2013