A system by which seemingly magical improvements in one's life are given by mysterious forces in exchange for a sense of unease not unlike that given from selling one's soul, often actually (but not always) resulting in misfortune.

Taken from the Modest Mouse song "Karma's Payment" and the unfailingly portentious cynicism of Isaac Brock.

"Remember that huge freaking electrical storm we had a couple weeks back? I stood out in the middle of it on the roof of like this chicken coop and held a metal guitar above my head. I didn't get struck by lightning, but I suppose that's just because God has something special, something much, much worse that he's saving for me."
My car broke down out in the street
The radiator sprung a leak
I met this guy, he said he could help me
(I'm on the karma payment plan)
We went to his house and did some speed
He said karma would pay for this deed
He got it fixed and he
Started to scare me...
I ditched him eventually
And came back for the van
The next morning
(I'm on the karma payment plan)
I went to LA the next day I got
Jacked in a really bad way
I can't tell you...
It's a long story.
by Homunculus March 31, 2005
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A woman who is a little short on money who will "do anything to be able to make her car payment this month." In other words, an amateur, part-time prostitute. They can be amazingly good or amazingly bad, and you can usually get a bargain price along with a GFE. Once you find a car payment girl, you'll want to keep track of her over a number of years.
Hey Art, you said you were horny and I know that Karen's rent is due. She is an awesome car payment girl, so call her up and tell her that you can help her with her rent this month in exchange for a BJ every day this week.
by ItsReallyMe1234 July 25, 2017
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When a person or company has unlimited causes or reasons to not pay you for services, which is just a delay attempt tactic. These people have unlimited ways to pay a debt, but use any reason not to. They are not and never intended to pay the bill, which is a product they called you to buy. The lies, forms of denial, and other forms of greed makes you want to slap the hell out of them. They use the person or company, but get their payback when they are sued or fined 1000 times the amount they should have paid in the first place. The corrective medicine is to have them shut down in their peak business period, and then let them beg you to pay the bill.
That Dave and his manager are real master-of-the-payment-disorder assholes. No matter what I do for them it will never be enough! It's sad to see them shark around the legitamate payment, when all this is over they will have wished they paid the bill. Now, they have "self-screwed" themselves as always.
by Mark C. Mitchell December 6, 2007
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When a friend of yours is through with a girl because he's moving, moved on, or just needs something new, you take over sexual payments.
"So I'm not gonna hang out with Shaleena anymore man....time for you to take over payments"
"Sweet! I've always wanted to put it in her."
by top king September 22, 2008
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To do a favor for or pay another persons bill and get only a lay down payment

(lay beside) in return. Not always sexual. Normally used by someone so obsessed with another that literally laying next to them is worth whatever they did or paid.
I paid her phone bill so I could get ahold of her and told her she just owed me a lay down payment. I just want her body next to mine so I can sleep for once.
by Randis Boyle August 13, 2018
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Rims for a vehicle that are equal to or greater than your house payment.
"yo man i just put some sick house payment wheels on my whip. come check em out"
by macdaddy09 May 12, 2010
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The monthly reminder of the poor choice you made to procreate with the delusional bitch who claims poverty, while simultaneously driving a BMW. A monthly financial obligation that rarely makes its way to actuallysupporting your children, the child support payment is synonymous with the 7-year car loan: a necessary evil you count down every month until it's no longer. Or you drop dead from the realization you'll be making these payments for years. Whichever comes first.
Loan officer: Sorry, but your child support payment has turned your debt-to-income ratio upside down and we cannot offer you a mortgage. Or a new car. Or anything that requires repayment.
by Grant Rampus July 6, 2016
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